Smart business account with 
5% p.a. interest

200.000+ European entrepreneurs and freelancers (GmbHs, UGs, and more) already trust Finom:

  • Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime

  • DE IBAN in 24 hours – from 0 €, Accounting, E-invoices, Team management

  • Real human support, 7 days a week

Open free business account

Terms and conditions apply

Smart business account with 
5% p.a. interest

200.000+ European entrepreneurs and freelancers (GmbHs, UGs, and more) already trust Finom:

  • Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime

  • DE IBAN in 24 hours – from 0 €, Accounting, E-invoices, Team management

  • Real human support, 7 days a week

Open free business account

Terms and conditions apply

Smart business account with 
5% p.a. interest

200.000+ European entrepreneurs and freelancers (GmbHs, UGs, and more) already trust Finom:

  • Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime

  • DE IBAN in 24 hours – from 0 €, Accounting, E-invoices, Team management

  • Real human support, 7 days a week

Open free business account

Terms and conditions apply

Europe's best interest rate* for business accounts

Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Open account

Europe's best interest rate* for business accounts

Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Open account

Europe's best interest rate* for business accounts

Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Open account

Everything your business needs

German IBAN for small businesses, freelancers, and companies under registration

Earn up to 3% cashback on eligible spending

Physical and virtual Visa debit cards for you and your team

Free ATM withdrawals up to €5,000 per month

Low foreign exchange rates and transfers to 150+ countries in 17+ currencies

Open and manage your account via desktop or mobile app

Open account

Everything your business needs

German IBAN for small businesses, freelancers, and companies under registration

Earn up to 3% cashback on eligible spending

Physical and virtual Visa debit cards for you and your team

Free ATM withdrawals up to €5,000 per month

Low foreign exchange rates and transfers to 150+ countries in 17+ currencies

Open and manage your account via desktop or mobile app

Open account

Everything your business needs

German IBAN for small businesses, freelancers, and companies under registration

Earn up to 3% cashback on eligible spending

Physical and virtual Visa debit cards for you and your team

Free ATM withdrawals up to €5,000 per month

Low foreign exchange rates and transfers to 150+ countries in 17+ currencies

Open and manage your account via desktop or mobile app

Open account

Integrations that work

  • 50+ accounting and bookkeeping tools for business

  • Store and export your documents effortlessly

  • Sync receipts and invoices in a couple of clicks

  • Simplify your tax filing and financial reporting

Explore

Integrations that work

  • 50+ accounting and bookkeeping tools for business

  • Store and export your documents effortlessly

  • Sync receipts and invoices in a couple of clicks

  • Simplify your tax filing and financial reporting

Explore

Integrations that work

  • 50+ accounting and bookkeeping tools for business

  • Store and export your documents effortlessly

  • Sync receipts and invoices in a couple of clicks

  • Simplify your tax filing and financial reporting

Explore

Bookkeeping

Looking for a simple and affordable solution for your accounting? Manage your accounts directly within your business account.

Scan receipts & categorise them automatically, create invoices

AI categorisation with automatic VAT calculation

Submit tax returns – including VAT returns & simplified accounting

Prime card

Upgrade to Finom Prime to unlock more savings and travel benefits

Airport lounge access and global eSIMs included

Issue multiple VISA debit cards for free, or upgrade to Finom Prime to unlock more savings and travel benefits

Open account

Bookkeeping

Looking for a simple and affordable solution for your accounting? Manage your accounts directly within your business account.

Scan receipts & categorise them automatically, create invoices

AI categorisation with automatic VAT calculation

Submit tax returns – including VAT returns & simplified accounting

Prime card

Upgrade to Finom Prime to unlock more savings and travel benefits

Airport lounge access and global eSIMs included

Issue multiple VISA debit cards for free, or upgrade to Finom Prime to unlock more savings and travel benefits

Open account

Bookkeeping

Looking for a simple and affordable solution for your accounting? Manage your accounts directly within your business account.

Scan receipts & categorise them automatically, create invoices

AI categorisation with automatic VAT calculation

Submit tax returns – including VAT returns & simplified accounting

Prime card

Upgrade to Finom Prime to unlock more savings and travel benefits

Airport lounge access and global eSIMs included

Issue multiple VISA debit cards for free, or upgrade to Finom Prime to unlock more savings and travel benefits

Open account

You and your Magnificent Four. A perfect match.

For freelance &
self-employed

Send and receive money, do your taxes effortlessly, and separate your personal and professional finances

For small & growing companies

Stop wasting time on accounting, instantly generate compliant e-invoices, and get cashback on business purchases

For larger companies

Manage your expenses, issue multiple cards for you and your team, and get precise financial tools for scaling up

For companies in formation

Move your share capital to Finom and get all-in-one support with registering your company in a matter of days

You and your Magnificent Four. A perfect match.

For freelance &
self-employed

Send and receive money, do your taxes effortlessly, and separate your personal and professional finances

For small & growing companies

Stop wasting time on accounting, instantly generate compliant e-invoices, and get cashback on business purchases

For larger companies

Manage your expenses, issue multiple cards for you and your team, and get precise financial tools for scaling up

For companies in formation

Move your share capital to Finom and get all-in-one support with registering your company in a matter of days

You and your Magnificent Four. A perfect match.

For freelance &
self-employed

Send and receive money, do your taxes effortlessly, and separate your personal and professional finances

For small & growing companies

Stop wasting time on accounting, instantly generate compliant e-invoices, and get cashback on business purchases

For larger companies

Manage your expenses, issue multiple cards for you and your team, and get precise financial tools for scaling up

For companies in formation

Move your share capital to Finom and get all-in-one support with registering your company in a matter of days

Choose the right plan for your business

Find your plan

Choose the right plan for your business

Find your plan

Choose the right plan for your business

Find your plan

Security is our top priority

GDPR Compliance

Our servers are protected and hosted in the European Union

Reliable partners

To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited

We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure

Your money is protected with secure passwordless authentication and single-use passwords

Learn more

Security is our top priority

GDPR Compliance

Our servers are protected and hosted in the European Union

Reliable partners

To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited

We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure

Your money is protected with secure passwordless authentication and single-use passwords

Learn more

Security is our top priority

GDPR Compliance

Our servers are protected and hosted in the European Union

Reliable partners

To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited

We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure

Your money is protected with secure passwordless authentication and single-use passwords

Learn more

FAQ

  • Do I get a German IBAN?

    Yes, you do! All Finom accounts in Germany receive a German IBAN, both through our own license and our partnership with Solaris SE.

  • How safe is my money with Finom?

  • Is my data safe with Finom?

  • Under which license does Finom operate?

  • Who are Finom's investors?

  • Can entrepreneurs from any country open an account?

  • As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?

  • How can I withdraw funds from my account or make deposits into it?

  • Which legal forms does Finom support in Germany?

  • What documents do I need to open an account?

  • Who is the legal representative?

  • Can I make SEPA and international transfers with Finom (like SWIFT or similar)?

FAQ

  • Do I get a German IBAN?

    Yes, you do! All Finom accounts in Germany receive a German IBAN, both through our own license and our partnership with Solaris SE.

  • How safe is my money with Finom?

  • Is my data safe with Finom?

  • Under which license does Finom operate?

  • Who are Finom's investors?

  • Can entrepreneurs from any country open an account?

  • As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?

  • How can I withdraw funds from my account or make deposits into it?

  • Which legal forms does Finom support in Germany?

  • What documents do I need to open an account?

  • Who is the legal representative?

  • Can I make SEPA and international transfers with Finom (like SWIFT or similar)?

FAQ

  • Do I get a German IBAN?

    Yes, you do! All Finom accounts in Germany receive a German IBAN, both through our own license and our partnership with Solaris SE.

  • How safe is my money with Finom?

  • Is my data safe with Finom?

  • Under which license does Finom operate?

  • Who are Finom's investors?

  • Can entrepreneurs from any country open an account?

  • As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?

  • How can I withdraw funds from my account or make deposits into it?

  • Which legal forms does Finom support in Germany?

  • What documents do I need to open an account?

  • Who is the legal representative?

  • Can I make SEPA and international transfers with Finom (like SWIFT or similar)?